Payment Methods

Payment Methods

At HomeShield Official, we offer secure and convenient payment options to make your checkout simple and safe. All payments are processed through Shopify’s secure payment system and trusted partners, featuring industry-standard encryption and fraud prevention measures.

💳 ACCEPTED PAYMENT METHODS

We accept the following payment methods through Shopify Payments (where available):

Credit & Debit Cards We accept major cards, including:

  • ✅ Visa

  • ✅ Mastercard

  • ✅ American Express

  • ✅ Discover

  • ✅ Eligible Debit Cards with these logos

Digital Wallets For a faster checkout process, we support:

  • ✅ Apple Pay

  • ✅ Google Pay

  • ✅ Shop Pay

🔒 PAYMENT SECURITY

Your security is our priority. We utilize several measures to protect your information:

  • PCI-DSS Compliance: Payments are processed through PCI-compliant providers.

  • SSL/TLS Encryption: All checkout connections are encrypted (HTTPS).

  • Tokenization: We do not store full card numbers or CVV/CVC codes on our servers.

💰 PAYMENT PROCESSING

  • When will I be charged? The total amount (product price, applicable sales tax, and free shipping) is charged at the moment of checkout.

  • Currency: All prices are listed in U.S. Dollars (USD). If your card is issued in another currency, your bank may apply exchange rates or international fees.

  • Sales Tax: Taxes are automatically calculated at checkout based on your shipping address and local state regulations.

❌ FAILED OR DECLINED PAYMENTS

If a payment is declined, the order will not be processed. Common reasons include:

  • Incorrect card details or expired card.

  • Insufficient funds or credit limit.

  • Billing address mismatch (AVS checks).

  • Bank security restrictions or fraud prevention flags.

💵 REFUNDS

If a refund is approved, it will be issued to the original payment method.

  • Processing Time: 5 to 10 business days after approval.

  • Bank Posting: An additional 5 to 10 business days depending on your financial institution. For more details, please see our Refund and Return Policy.

📞 NEED HELP WITH PAYMENT?

Our team is here to assist you:

  • Email: Contact@homeshieldofficial.com

  • Phone: +1 (505) 441-3487

  • Hours: Monday – Friday, 9:00 AM – 5:00 PM (Mountain Standard Time - Denver)

Last Updated: January 14, 2026